Medicare Advantage Plan Options and Costs
Preferred provider organization plans – These plans generally have fewer restrictions than traditional fee-for-service plans. However, they usually require you to use certain providers for your primary care needs.
Health maintenance organizations – These plans typically limit their network of providers. They often require you to see a doctor who is part of the plan’s network before seeing another one.
Private Fee-for-Service (PFFS). PFFS plans allow you to receive services from any provider who accepts the terms and conditions of your PFFS plan.
Special Needs Plans (SNPs). People with chronic diseases can take advantage of SNPs if they need long-term medical care.
Medicare savings account (MSA). Medical Savings Accounts combine a high-deductible health plan with a medical savings account into which Medicare deposits funds for medical expenses.
There are many different options available in Carmichael, CA. Call us at (877) 238-6964 for a free plan comparison.
Carmichael Medicare Advantage Plans in 2023
In 2022, all Medicare Advantage plans must provide the same level of benefits as traditional Medicare. This includes hospitalization, skilled nursing facility stays, home health visits, hospice care, durable medical equipment, and more.
Because Medicare Advantage plans change each year it is a good idea to compare plans to make sure you are getting the best benefits available to you. Call us at (877) 238-6964 to review plans today.
Medicare Advantage Eligibility Requirements
You must be enrolled in Original Medicare Parts A and B, also known as Traditional Medicare, to enroll in a Medicare Advantage plan. If you aren't already enrolled in Original Medicare, you will first need to apply for enrollment. Once you are approved, you can then select a plan.
Finding the Right Medicare Advantage Plan in Carmichael, CA
What's Included in a Medicare Advantage Plan?
A Medicare Advantage Plan offers you access to all the same benefits as Original Medicare, including hospitalization, skilled nursing facility care, home health care, hospice care, durable medical equipment, and more. In addition, it may provide you with access to additional benefits like vision, dental, hearing, and pharmacy coverage.
How Much Does It Cost?
In general, Medicare Advantage costs less than Original Medicare because you can limit out-of-pocket for most of your medical bills. This means you can save money on premiums, deductibles, co-pays, and coinsurance.
However, there are some exceptions. For example, you might not be able to get a plan that covers chiropractors or physical therapists unless you live in a rural area.
To find out how much a Medicare Advantage plan would cost in your area, call our office today at (877) 238-6964 to speak with a member of our team.
More Information About Carmichael
Carmichael is a census-designated place in Sacramento County, California, United States. It is a suburb in the Greater Sacramento metropolitan area. The population was 79,793 at the 2020 census.